(one) Data indicating that a financial institution obtained shut-conclusion house home loan loans, compact small business loans, modest farm loans, or automobile loans for the only or primary reason of inappropriately enhancing its retail lending functionality, which includes, although not limited to, info indicating subsequent resale of these types of loans or any sign that this kind of loans happen to be deemed in numerous depository institutions' CRA evaluations, where scenario the Board doesn't think about this kind of loans while in the lender's effectiveness analysis;
(one) Thought in the greenback volume with the confined goal lender's Neighborhood progress loans and Local community enhancement investments that profit or serve the facility-based mostly assessment place; and
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
상세하게 안내해 드리지 못하는 점 양해 부탁 드립니다. 모두가 행복한 인터넷
(D) A bank besides a significant lender may well involve retail banking solutions or retail banking goods component(s) and accompanying annual measurable objectives in its plan.
The Board may alter a small lender rating from “Satisfactory” to “Remarkable” at the institution stage where by the lender requests and receives added thought for the next things to do, with no regard to if the action is in one or more on the financial institution's facility-based mostly assessment regions, as applicable:
The Nationwide Asset-Based mostly Neighborhood Progress Financing Benchmark steps the dollar quantity of Neighborhood improvement loans and Group progress investments that reward or serve all or Element of the nationwide click here place of all depository establishments that described pursuant to § 228.
(1) Revitalization or stabilization, essential Local community amenities, critical Neighborhood infrastructure, and catastrophe preparedness and climate resiliency functions in Native Land Parts are actions exclusively specific to and carried out in Indigenous Land Locations.
The Financial institution Evaluation Spot Local community Enhancement Funding Metric steps the greenback quantity of a financial institution's Neighborhood improvement loans and Neighborhood improvement investments that benefit or provide a facility-dependent evaluation location in comparison with deposits inside the lender that are located in the power-centered evaluation space, calculated pursuant to paragraph II.a of appendix B to this part.
(ii) Once the financial institution has designed its Original draft approach, formally solicit general public comment on the Preliminary draft program for at least 60 times by:
(B) Why it is necessary and ideal to amend its strategy inside the absence of a material modify in situation.
) Any increase in the calendar calendar year to an current Local community enhancement loan that is refinanced or renewed or to an present Local community advancement expenditure which is renewed;
네이버가 없었다면, 오늘날 우리는 정보를 얻고 소통하는 데 있어 엄청난 불편함을 겪었을 것입니다.
(B) The extent to which the plan has sufficiently justified the necessity for your program and each aspect of the strategy as essential in paragraph (d) of this area.